Better Season Project

Half a billion smallholder farmers grow a third of the world’s food, yet most live in extreme poverty. Proven tools like water tanks and storage bags can raise farm incomes for years, but lenders misjudge smallholders’ risk, leaving a $170B finance gap. 

Better Season Project is closing that gap by making productive investments affordable for smallholder farmers. We do this through asset-collateralised loans (ACLs), where the asset itself serves as collateral - lowering barriers to credit, reducing lender risk, and creating stable pathways to higher income. Working with Savings and Credit Cooperatives (SACCOs) in Kenya, we provide technical advice, monitoring and enable farmer adoption. Our aim is a fair, scalable, self-sustaining model of smallholder finance, so early philanthropy unlocks lasting income growth.